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Friday, December 7, 2012

Do You Miss Snail Mail?


Until the last few years, my mail box was full of envelopes six days a week.  Around the holidays, it sometimes nearly overflowed with the addition of Christmas cards.

Now don’t laugh at us, but both my husband and I looked forward to picking up our mail each day.  It was fun to see what surprises we would find.  Of course, more often than not, until about five years ago, it was mostly bills. 

Now I rarely receive bills by mail since everything is either directly debited or I pay online.  From now until Christmas thoughj, we will have more mail than usual and enjoy receiving – and sending – holiday greetings.

When we pick up our mail these days, it is more advertisements than anything else.  Unless we’re expecting a package, there are rarely surprises in the mail. 

Fortunately, I also rarely receive credit card “approvals” anymore.  With the advent of Identity Theft Protection, we have been removed from virtually all the credit card mailing lists. 

There are far more features included with ID Theft Protection, and for that I am grateful.  ID Theft is such a huge and ever-growing crime, that tens of thousands of people are victimized every year.  Many people believe that if they have no credit cards, they cannot become victims of ID theft. They are very wrong!  Thieves these days have gone so far as to steal people’s health insurance records and receive medical treatment under their victims’ name!

A thief can contact your utility companies and change your address.  They then receive service at a different address under YOUR name!  Many utility companies have tightened their security making it more difficult for this to happen, but it is far from foolproof.

Thieves can also apply for credit cards in your name and destroy your credit.  Do not believe that they cannot do so because they need your social security number.  We have all provided our SSN in so many places that most thieves know exactly how to access your number.

Back to receiving mail… If you are still receiving bills and pay checks through the mail, you are at greater risk of being victimized.  Mail boxes are the quickest and easiest way for thieves to steal your identity.  The flimsy locks on some mail boxes are no challenge to them. 

You can protect your identity with a variety of ID Theft Protection programs, the best of which is LifeLock™.  You have probably seen the LifeLock™ TV commercials.  My company, Xpress Healthcare offers LifeLock™ for $19.95 per month PER FAMILY!  Their WalletLock™ feature assists you in the event your wallet is lost or stolen. They even have a $1 million service guarantee that if one of their members is victimized because of failure of their service, they will help you fix it at their expense up to $1 million!

Here’s some great news! When you join LifeLock™ through Xpress Healthcare, you will also receive Roadside Assistance for all family vehicles and all family members, Pet Care discounts and Legal Service savings.  Pretty great for less than $20 a month!  For details, please visit http://ibourl.net/EverydaySavings.

Now, it is time to go check my mail to see if more Christmas cards have arrived!

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To learn about Julie Klein and the Xpress Healthcare Business Opportunity, please visit http://joinxpresshealthcare.com

To learn how to Reduce Your Health and Dental Costs AND save on Hearing, Vision, Roadside Assistance and much more, please visit http://ibourl.net/XpressSavings   (NOT insurance)

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