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Showing posts with label discount healthcare. Show all posts
Showing posts with label discount healthcare. Show all posts

Saturday, July 27, 2013

When is the Best Time to Join the Network Marketing Industry?

I can almost hear everyone reading this post responding to this question with a resounding, “Now!” 

The first network marketing companies began decades ago.  Fuller Brush, Avon, Tupperware and Mary Kay are highly respected network marketing companies, and some have been around for over a century.  Somewhere along the line, the reputation of the industry changed due to unscrupulous companies coming on the scene and defaming the industry in a variety of ways.

Over the last 20 years or so, the field of network marketing as grown tremendously with hundreds, perhaps even thousands of new companies emerging.  Unfortunately not all of the new companies were reputable.  So, the industry still suffers the “bad rap” to a degree.

People have been involved with direct selling far longer than multi-level marketing, but MLM’s added a twist.  Although MLM’s, often referred to as network marketing companies, are a form of direct sales.  In MLM’s, however, distributors can earn money in two ways, by selling a product or service and by building a sales organization through which they can also earn commission.  Distributors can earn money from the sales made by their organization, also known as their team or downline.  Since their teams may consist of multiple levels, the term multi-level marketing was coined. 

By gleaning a several websites, I discovered that there are an estimated 50 million network marketing distributors worldwide.  About 55,000 people join the industry every week, and 150,000 join throughout the globe.  The United States leads the pack in MLM earnings, with Japan in a close second place.  About a dozen other countries have at least $1 billion in sales.

About 3% of MLM distributors earn more than $35,000 a year.  About .5 % earns the often-hyped six-figure income. The vast majority in the industry work their business part-time, with the hope of simply supplementing their income.  Only about 20% work their business full time.

I believe we would all guess that there are more women than men in MLM’s, and we would be right.  About 25% of those in the industry are men.  The number of males in MLM’s is growing since more companies that are not in the “beauty” arena are enjoying rapid growth.

The MLM industry is an excellent choice for people with physical disabilities, and they total about 8% of direct sellers.  The largest percentage of those in direct marketing is in the “stay-at-home mom” age range, between 25 and 44 years of age.  Seniors are a growing part of MLM distributors, not yet a major presence, but as more “baby boomers” retire, it is likely that the “seasoned citizen” percentage will grow.

Network Marketing is an ever-growing industry, with a huge growth spurt during the past decade.  For anyone considering joining an MLM now is definitely a great time to do so!
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Learn how to reduce your Health and Dental expenses AND reduce costs on Hearing, Vision, Prescriptions, Roadside Assistance, Lifelock™ and even more at http://ibourl.net/XpressSavings (NOT insurance).

To learn about Julie Klein and how you can be successful in network marketing, look at the Xpress Healthcare Business Opportunity at http://joinxpresshealthcare.com.  

Tuesday, May 21, 2013

The Day of the Discount Plan


I recently read two articles that were really interesting that demonstrate the continued, and in fact, increasing need for Discount Health Care plans.  One article was from the online magazine “LifeHealthPro,” a publication for insurance agents; and the other was from the online version of “The Wall Street Journal.”  These are both highly regarded publications.

Much of the information will come from those two articles.  You can read them in their entirety at http://www.lifehealthpro.com/2013/05/14/ammo-against-ppaca-medical-discount-cards   and http://blogs.wsj.com/cfo/2013/05/20/the-morning-ledger-employers-eye-bare-bones-health-plans/

With the upcoming health care reforms, more and more employers are turning to medical discount cards as a way to provide fair benefits to their employees without spending a fortune.  When the discount cards first were introduced decades ago, there was no regulation.  Eventually, the reputable companies selling discount benefit cards formed the Consumer Health Alliance to establish standards for the industry. 

According to http://ConsumerHealthAlliance.com:  “Millions of consumers across the United States access discount health services offered through associations, senior organizations, educational groups, businesses, nonprofits, financial institutions, and unions among others. Entities currently offering discount health programs include" the following and many more.

Aetna                                           City of El Paso                     American Federation of State, County, Municipal Employees                                  Wells Fargo                          University of Pittsburgh Medical Center MA Plan
Compass Bank                            Bank of America                  American Legion Auxiliary                                
Citigroup                                      Civil Air Patrol                      National Association of Independent Truckers 
E-Bay                                          Texas Farm Bureau             Guaranteed Trust Life Insurance
Gymboree                                   Yeshiva University               Health Insurance Plan of New York
Wachovia                                    Panera Bread                       Houston Independent School District               
Prudential                                  SunTrust                            Texas State Teachers Association                        
Transamerica                              Trustmark Insurance          United American
Tricare                                                                                      Marine Corps Association                  
Urban Outfitters                                                                        Sears Employee Federal Credit Union

The number of Health Insurance Agents selling Discount Health plans, in addition to traditional Health Insurance, is increasing dramatically.   As employers prepare for the full enactment of “Obamacare,” they are realizing that they can avoid penalties under the law by offering “bare-bones” insurance plans that may lack benefits such as hospital coverage, pre-natal care, surgery or X-rays. 

Because so many people will have these “better-than-nothing” insurance plans, the much more affordable Discount Health plans can fill the gap, offering great discounts on those benefits not provided by their health insurance.

I am in the right business at the right time.  As an Affiliate Business Owner with Xpress Healthcare, I am privileged to be able to help those who have no insurance or whose employers offer them only minimal benefits.  Since the four plans we offer cover a variety of different benefits and are priced between $19.95 per immediate family to $49.90 per immediate family, nearly everyone can afford them.

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Learn how to reduce your Health and Dental expenses AND reduce costs on Hearing, Vision, Prescriptions, Roadside Assistance, Lifelock™ and even more at http://ibourl.net/XpressSavings (NOT insurance).

To learn about Julie Klein and how you can be successful in network marketing, look at the Xpress Healthcare Business Opportunity at http://joinxpresshealthcare.com.