Search This Blog

Showing posts with label xpress healthcare info. Show all posts
Showing posts with label xpress healthcare info. Show all posts

Wednesday, June 25, 2014

Leonardo da Vinci - Inventor?




Everyone knows Leonardo da Vinci was one of the best artists of all time.  However, did you realize that da Vinci was born out of wedlock?  Those who were illegitimate in those days were looked down upon (as if HE was at fault).   His illegitimacy prohibited him from receiving the most lucrative occupations and a good education.
We often hear people blame their lack of success on their upbringing.  Da Vinci’s status did not prevent him from yearning for continued knowledge, and he had great ambition to achieve success.  I am not a psychologist, but it may well be that the things from which he was prohibited actually spurred him on to prove himself.
Da Vinci’s determination drove him to read about and study myriad subjects from astronomy to architecture and more.  Although he died at only 67 years of age, in his relatively brief life, he excelled in painting, sculpting, inventing and conceiving many ground-breaking and bold ideas.
I knew that he had invented a few things, but I didn’t know how many things he actually created and imagined long before they were actually invented.  Here are just a few of Da Vinci’s ideas.
Da Vinci sketched what many believe to be the forerunner to the helicopter which wasn’t even invented until the 1940’s. His sketch of what came to be known as the “airscrew” was accompanied by this description:  “If this instrument made with a screw be well made – that is to say made of linen of which the pores are stopped up with starch and be turned swiftly, the said screw will make its spiral in the air and it will rise high.”
One of Leonardo’s favorite areas of study was aviation.  He was fascinated by the thought of human soaring through the air.  From that came his invention of the “ornithopter,” a flying machine.  From his notes related to this machine, it was apparent that he was motivated to invent this machine by his observation of birds, kites and bats.
Da Vinci was captivated by the world as he observed it.  While living in Venice, “the water city,” he invented several items to be used in and around water.  He invented scuba gear for the purpose of doing underwater sneak attacks on enemy ship.  The diving suit was made from leather and had a bag-like mask for divers to wear over their heads.
Leonardo Da Vinci’s invention of the armored car was the predecessor of the modern tank.  It carried numerous light cannons and had a 360 degree range. It also included a sighted turret on top.
We can all get inspiration from Leonardo Da Vinci.  His upbringing certainly did not deter his enthusiasm to learn and grow.  In the same way, we cannot blame our childhood or poor training if we are not successful. 
Da Vinci’s own desire, determination and character drove him throughout his life.  He used them all to continue studying and reading to learn about many topics. 
WE are each responsible for our own growth and success.  It is vital that you use the tools and training available to you.  If you choose not to do so, it will not be the fault of your upbringing or sponsor.  You alone can take the credit for your achievements, and you alone must take the responsibility for your failure.
To read more about Da Vinci, visit:  http://www.da-vinci-inventions.com/clock.aspx
========================

For Xpress Healthcare® business opportunity info, visit http://joinxpresshealthcare.com. 

For affordable discount plans to reduce your Health and Dental expenses AND reduce costs on Hearing, Vision, Prescriptions, Roadside Assistance, Lifelock™ and even more, visit: http://ibourl.net/XpressSavings (NOT insurance). 

I invite you to visit my Facebook Page at http://ibourl.net/XpressFacebook 



Tuesday, April 29, 2014

Do Not Allow Your Barber to Pull Your Teeth

Dental Discount Plans are Gaining in Popularity, and Dentists Love it!
http://www.dentistryiq.com/etc/designs/default/0.gifThere are millions of Americans with some type of discount health plan cards.  The plans are rapidly increasing in popularity.  There are also health discount cards that can save people money on many of their health care needs. In this particular post, I am addressing only the Discount Dental Plan Cards. 
There are many companies that offer Discount Dental Plans today at varying costs and with different discounts.  My company, Xpress Healthcare is growing their membership dramatically.  (We only operate in the USA.)  Xpress’ Dental Plan is only $19.95 per month/per FAMILY!   Several other discount benefits are included in the Dental Plan, but as I mentioned, I am writing only about Dental Plans right now.
More dentists are contracting with Discount Dental Plan companies every day.  There are two great benefits to the dentists if they accept discount cards.  1) They likely will gain more new patients; and 2) They are paid on the day of service.  Unlike with dental insurance, there are no claim forms to file, and it doesn’t take weeks for the dentist to get paid since plan members pay at the time of service.                                                                                                           
Dental plans appeal to individuals, families and businesses, because they offer discounts on nearly all dental services, including cosmetic procedures, which are usually not covered by traditional dental insurance plans or Medicare. Procedures such as crowns, caps and veneers are often not covered at all by dental insurance, but if they are, the patient will still have to pay a large percentage of the cost out of pocket. 
My husband and I both had dental procedures done last year.  With our Dental Discount Card, we saved about $1000 in 2013. The public is beginning to realize that the low monthly fee could easily be covered by their dental discounts even if they need only one procedure during the year.  If they have a family plan – at no additional fee with Xpress Healthcare – just getting their X-rays, cleaning and exams can pay for the cost of the membership – sometimes many times over.
Using Discount Dental Cards is simple.  Once a member joins (no one can be turned down), they will locate a dental provider in their area using an online list.  The member enters their zip code, and a list of dentists in that area will appear.  They decide upon a dentist, schedule an appointment and show their membership card at the dentist’s office to receive an immediate discount.  Xpress Healthcare and some other companies use the Aetna Dental provider network, so you know there are plenty from which to choose.
The percentage of discounts may vary based upon the member’s location and what treatment they receive.  In general, discounts range from 15% to 50% of the dentist’s usual and customary rate (UCR).
Over the years, those using the discount plans have grown from only individuals and families to small businesses, large organizations, labor unions, colleges and more to reduce the ever-increasing costs and to maintain satisfied employees.
The Affordable Care Act (and Medicare) does not require adult dental care, so “Obamacare” does not change anything when it comes to adult dental treatment for most people.  In some States adult dental care is included in their insurance, but not for the vast majority.
Uninsured adults can, of course, choose to purchase a dental insurance policy; however, dental insurance is expensive and has many limitations as to what it covers.
Any dentist will tell you that dental health care is vital to good overall health.  In fact, tooth decay is one of the most widespread diseases in the country.  Using Discount Dental Plans, patients who have neglected their teeth can receive treatment and learn good dental habits.
I’m sure you can see that it is a win-win situation for both plan members and dentists who accept Discount Dental Plans.
Discount Plans are NOT insurance. They provide discounts at providers within their contracted network.  The plans make no payments to providers.
========================

For affordable discount plans to reduce your Health and Dental expenses AND reduce costs on Hearing, Vision, Prescriptions, Roadside Assistance, Lifelock™ and even more, visit: http://ibourl.net/XpressSavings (NOT insurance). 

For Xpress Healthcare® business opportunity info, visit http://joinxpresshealthcare.com. 

Tuesday, March 18, 2014

I Confess! Follow-up...

For those who read my PR yesterday, you know I was planning to step out of my comfort zone and attend a business networking meeting with a new group. .  If you missed my PR from yesterday, I have a fear of face-to-face meetings and sales, so I was nervous about the meeting.  I had never seen or met any of the members.
I went to the meeting.  I was a few minutes early, so I waited for others to arrive in the lobby.  The meeting was at a restaurant.  I had no idea what any of the members looked like or exactly how many people would be attending.  Five people had accepted the invitation and said they would be there.
I waited as the scheduled time for the meeting passed.  About ten minutes after the appointed time, a man walked in the front door looking lost, so I asked him if he was there for the MeetUp group meeting.  He said he was and introduced himself a Keith, and he sat down with me.  He told me that he had received an email from the founder/creator of the group saying she would be unable to attend.  He and I sat and chatted a few more minutes, and when no one else appeared, we took a table.
Keith and I discussed our own businesses, which were totally unrelated.  He works only face-to-face, with no internet or relationship marketing.  I, on the other hand, work 90% on the internet.  We chatted about some of the methods we use to promote our products and recruit team members.
Keith seems to be a nice man and is having some success with his business.  We agreed that we would meet again in about a month, and hopefully more group members would attend.
I really don’t know how I would have felt if the other people had shown up, but meeting face-to-face with Keith was easy. My anxiety and fear I felt during the day anticipating the event was gone. 
This meeting was a good experience for me and will help me in the future.  I may still be nervous if a larger group is there, but I don’t think my anxiety level will be nearly as high.
Thank you all for your encouragement when I shared my fear, and thank you all for your great IBO Spirit!
========================

For Xpress Healthcare® business opportunity info, visit http://joinxpresshealthcare.com. 

For affordable discount plans to reduce your Health and Dental expenses AND reduce costs on Hearing, Vision, Prescriptions, Roadside Assistance, Lifelock™ and even more, visit: http://ibourl.net/XpressSavings (NOT insurance). 

I invite you to visit my Facebook Page at http://ibourl.net/XpressFacebook 

Tuesday, February 25, 2014

No Man (or Woman) is an Island

Teamwork is vital to the success of virtually any business – a restaurant, retail store, huge corporation or a network marketing business.  No one stands alone and expects to accomplish all that needs to be done.  In retail and corporations, each person serves a specific purpose, and if one person isn’t holding up their end, the remaining people must pick up the slack.  In most situations, the “slacker” wouldn’t last very long with their company.  They would be fired.
In network marketing, teamwork is a bit different.  Unless a team member violates company rules, they generally cannot be “fired.”  There are a few elements that are needed to keep a team running smoothly. 
·        A common purpose.  With network marketing, each individual in a team is an independent business owner, but each joined the network to achieve success.  Yes, I know that not all the team members will ever be successful, but I’m talking a common purpose.
·        Interdependence.  Each member of a network marketing team depends on at least one other person to reach their goals.  They depend on their sponsor to train them and support them along their path.  Team leaders depend on each of their members to work their business, thus helping both the member and leader to grow their businesses.
·        Roles and contributions.  Each person can play more than one role in network marketing.  If they are building a team, they are a team leader.  However, that leader also has their own sponsor, and they are a member of that person’s team, helping their own sponsor by making sales.  How much each individual contributes to the team can greatly affect the success of many.
·        Accountability, both individual and mutual.  Each individual within a team is responsible to themselves to grow their personal business.  At the same time, they are also accountable to the team as a whole.  It is true that, in network marketing, there are always going to be those who do not take this responsibility seriously, either to themselves or their team.  These people never succeed.
·        Empowerment.  Independent business owners have the power to create an empire, make a decent living or supplement their income.  They are empowered to make their choices and work their businesses accordingly.  There is both freedom and challenges that come with empowerment.
Those individuals in network marketing who do not consider themselves part of a team are rarely successful.  Working together to achieve that common purpose drives each individual to work harder to help themselves and the team. 
·        Team meetings, Webinars and conference calls can help members of a team to see how important they are to the team as a whole. 
·        Competition between different teams can inspire team members to work harder to earn the prize and to help the team at the same time. 
·        For those who have team members who reside in their community, having local team events can help to strengthen a team. 
No matter how we do it, those leading a team must encourage their teams to work for the benefit of the company as a whole, for the team and for themselves.  They are all intertwined, and when everyone on a team works for the same common purpose, they are helping to create and maintain both a strong team and a successful business.
========================

For Xpress Healthcare® business opportunity info, visit http://joinxpresshealthcare.com. 


For affordable discount plans to reduce your Health and Dental expenses AND reduce costs on Hearing, Vision, Prescriptions, Roadside Assistance, Lifelock™ and even more, visit: http://ibourl.net/XpressSavings (NOT insurance). 

Thursday, February 20, 2014

Arizona - The Grand Canyon State

•        AZ has 3,928 mountain peaks and summits, more mountains than any one of the other Mountain States (Colorado, Idaho, Montana, Nevada, New Mexico, Utah, and Wyoming). AZ also has 26 peaks that are more than 10,000 feet in elevation.  Rising to a height of 12,643 feet, Mount Humphreys north of Flagstaff is the state's highest mountain.  The states average elevation, however, is 4,000 feet. 

•        All New England, plus the state of Pennsylvania would fit inside AZ; and AZ is the 6th largest state in the nation, covering 113,909 square miles.  The state of Massachusetts could fit inside Maricopa County (9,922 sq. miles), which includes Phoenix, which originated in 1866 as a hay camp to supply military post Camp McDowell. 

•        AZ's disparate climate can yield both the highest temperature across the nation and the lowest temperature across the nation in the same day. 

•        There are more wilderness areas in AZ than in the entire Midwest. AZ alone has 90 wilderness areas, while the Midwest has 50.  AZ also has the largest contiguous stand of Ponderosa pines in the world stretching from near Flagstaff to the White Mountains. There are 11.2 million acres of National Forest in AZ, and one-fourth of the state is forested. 

•        Yuma, AZ is the country's highest producer of winter vegetables, especially lettuce. AZ also grows enough cotton each year to make more than one pair of jeans for every person in the United States. 

•        The Five C's of AZ's economy are: Cattle, Copper, Citrus, Cotton, and Climate.  In addition, more copper is mined in AZ than all the other states combined, and the Morenci Mine is the largest copper producer in all of North America. 

•        Clark Gable and Carole Lombard, were married on March 18, 1939, in Kingman, AZ. 

•        Coconino County at 18,608 square miles is the 2nd largest county by land area in the 48 contiguous USA. 

•        The world's largest solar telescope is located at Kitt Peak National Observatory in Sells, AZ. 

•        Bisbee, AZ is known as the Queen of the Copper Mines because during its mining heyday it produced nearly 25% of the world's copper and was the largest city in the Southwest between Saint Louis and San Francisco. 

•        Billy the Kid killed his first man, Windy Cahill, in Bonita, AZ. 

•        AZ became the 48th state and last of the contiguous states on February 14, 1912.  President William Howard Taft was ready to make AZ a state on February 12, 1912, but it was Lincoln's birthday. The next day, the 13th, was considered bad luck so they waited until the following day. That’s how AZ became known as the Valentine State.

•        When England's famous London Bridge was replaced in the 1960s, it was purchased, dismantled, shipped stone by stone and reconstructed in Lake Havasu City, AZ, where it still stands today. 

•        Mount Lemmon, in the Santa Catalina Mountains, is the southernmost ski resort in the United States. 

•        Rooster Cogburn Ostrich Ranch in Picacho, AZ is the largest privately-owned ostrich ranch in the world outside South Africa.   In the same area, the westernmost battle of the Civil War was fought at Picacho Pass April 15, 1862 near Picacho Peak in Pinal County.

•        The Saguaro (sa-wah-row) cactus is the largest cactus found in the U.S. If you cut down a protected species of cactus in AZ, you could spend more than a year in prison. It can grow as high as a five-story building; it can store up to nine tons of water; and is native to the Sonoran Desert, the most biologically diverse desert in North America, stretching across southern AZ. 

•        The world's largest to-scale collection of miniature airplane models is housed at the library at Embry-Riddle Aeronautical University in Prescott, AZ. 

•        The only place in the country where mail is delivered by mule is the village of Supai, located at the bottom of the Grand Canyon. 

•        Located on AZ's western border, Parker Dam is the deepest dam in the world at 320 feet.  South Mountain Park/Preserve in Phoenix is the largest municipal park in the country.

•        Palo Verde Nuclear Generating Station, located about 55 miles west of Phoenix, generates more electricity than any other U.S. power plant. 

•        Oraibi, a Hopi village located in Navajo County, AZ, dates back to before A.D. 1200 and is reputed to be the oldest continuously inhabited community in America.  Out of all the states in the U.S., AZ has the largest percentage of its land designated as Indian lands. The negotiations for Geronimo's final surrender took place in Skeleton Canyon, near present day Douglas, AZ, in 1886.  The Navajo Nation spans 27,000 square miles across the states of Utah, AZ and New Mexico, but its capital is seated in Window Rock, AZ. 

•        Petrified wood is the official state fossil. The Petrified Forest in NE AZ contains America's largest deposits of petrified wood. 

•        Rainfall averages for AZ range from less than three inches in the deserts to more than 30 inches per year in the mountains. 

•        Roadrunners are not just in cartoons! In AZ, you'll see them running up to 17-mph away from their enemies. 

•        The best-preserved meteor crater in the world is located near Winslow, AZ. (Yes, the one of “standing on the corner…” fame.)

•        The amount of copper utilized to make the copper dome atop AZ’s Capitol building is equivalent to the amount used in 4.8 million pennies. 

•        Near Yuma, the Colorado River's elevation dips to 70 feet above sea level, the lowest point in the state. 

•        The geographic center of AZ is 55 miles southeast of Prescott near the community of Mayer. 
•        You could pile four 1,300-foot skyscrapers on top of each other and they still would not reach the rim of the Grand Canyon. 

•        The hottest temperature recorded in AZ was 128 degrees at Lake Havasu City on June 29, 1994; and the coldest temperature recorded in AZ was 40 degrees below zero at Hawley Lake on January 7, 1971. 

•        Wyatt Earp was neither the town marshal nor the sheriff in Tombstone at the time of the shoot-out at the O.K. Corral. His brother Virgil was the town marshal. 

•        On June 6, 1936, the first barrel of tequila produced in the United States rolled off the production line in Nogales, AZ. 

•        Bisbee, in SE AZ, is the Nation’s southernmost mile-high city. 

•        The two largest man-made lakes in the U.S. are Lake Mead and Lake Powell, both located in AZ. 

•        The longest remaining intact section of Route 66 can be found in AZ, running from Seligman to Topock, 157 unbroken miles. 

•        The 13 stripes on the AZ flag represent the 13 original colonies of the United States. 

•        Prescott, AZ is home to the world's oldest rodeo, and Payson, AZ is home to the world's oldest continuous rodeo, both of which date back to the 1880's. 

Kartchner Caverns, near Benson, AZ, is a massive limestone cave with 13,000 feet of passages, two rooms as long as football fields, and one of the world's longest soda straw stalactites: measuring 21 feet 3 inches. 

==================================

For Xpress Healthcare® business opportunity info, visit http://joinxpresshealthcare.com. 

 

For affordable discount plans to reduce your Health and Dental expenses AND reduce costs on Hearing, Vision, Prescriptions, Roadside Assistance, Lifelock™ and even more, visit: http://ibourl.net/XpressSavings (NOT insurance). 



Is There Really a Glass Ceiling for Women?

My whole life I have heard that women are paid far less for the same or equivalent positions.  But why is this – and is it true?  So, I decided to research this topic.  It was rather eye-opening to learn some of the facts and statistics surrounding this subject.

Facebook COO Sheryl Sandberg wrote a book called, Lean In: Women, Work, and the Will to Lead.   According to Sandberg, there are a variety of reasons do not hold equal power.  One huge problem, according to Sandberg is that women are taught not to seek power, therefore limiting their own ambitions and sabotage their careers.
·        57% of college graduates are women, and 63% of those have master’s degree. That majority, however, seems to matter less as their careers progress.

·        21 of the Fortune 500 CEOS are women.

·        Women hold 14% of executive officer positions.

·        Women hold 16% of board seats.

·        Congress is 18% female.

·        In 1970, Women were paid $0.59 for every dollar men made. It's now $0.77.

Various studies have concluded that women must prove themselves more than men. One study found that men are promoted based on potential, while women are promoted on accomplishments.

Could it be that women are also holding themselves back? 

·        4000 employees at big companies were asked if they wanted to be CEO.  36% of men said they would.  Only 18% of women answered “yes.”

·        Far fewer women than men say they want to be president.

·        Middle school boys say they want to be leaders when they grow up. Middle school girls usually don't say that.

·        Successful women sometimes like "impostors" who will be found out.

·        Despite the fact that women generally outperform men, female surgical students give themselves lower grades.

·        Girls receive lower grades on tests when they have to check off M or F before taking it.

·        Men attribute their success to innate qualities and skills. Women attribute theirs to luck and support from others.

·        If a man fails, he’ll often say it is because they really weren't interested.  Women, on the other hand, blame their lack of ability.

·        Men are 60% more likely to think of themselves as "very qualified" to run for office.

So why do women seem to be less ambitious and confident?  Sheryl Sandberg’s research revealed that: 

·        Parents talk to girl babies more than boy babies.

·        Mothers overestimate their sons' ability to crawl but underestimate their daughters.

·        Mothers spend more time comforting and hugging infant girls.

·        Mothers spend more time just watching their infant boys play by themselves.

·        Teachers call on boys more often.

·        Teachers answer boys when they shout out an answer.  However, they often scold girls who call out, and tell them to raise their hands.

All these factors limiting women’s ambition can certainly affect individual women’s careers, but it also can affect the economy as a whole.  Why?  41% of women are primary breadwinners. 23% are co-breadwinners. 52% of black children are raised by a single mother.

The number of women working outside the home has increased dramatically since 1950 when about one in three women held jobs.  By 1998, nearly three of every five women of working age were in the labor force.  By 2010, nearly 65 million women held jobs, 53 % of them worked in the three industries that employed the most women: education and health services; trade, transportation, and utilities; and local government.
The Federal Glass Ceiling Commission released a report stating that only 7%-9% of senior managers at Fortune 1000 firms are women. Considering that women make up nearly half of the nation's workforce, this is a disturbing number. Highly educated and/or experienced women face their biggest challenges at upper levels of corporations. Well-qualified women face “glass ceilings,” due primarily to stereotypes or preconceptions (81%), and employers who are hesitant to “take a risk” by promoting a female (49%).
Women today are leaving the corporate world in huge numbers-twice the rate of men. They are leaving to find positions that are more satisfying and rewarding, or they are starting up their own business.
The National Foundation for Women Business Owners stated that women own approximately 7.7 million companies; an increase of 43% since 1990. Women are starting new businesses at twice the rate of men. Subsequently, big companies are losing valuable players. This is becoming costly to organizations that invested time and money in their employees.  Both organizations and women could benefit by reexamining the obstacles that prevent females from advancing and from being valued in the workplace.
I am not sure my research taught me anything about how this problem can be resolved, but it did prove to me that there definitely is a “glass ceiling” for women in the corporate world.  This is 2014.  Such discrimination should not exist.

========================
For Xpress Healthcare® business opportunity info, visit http://joinxpresshealthcare.com. 

For affordable discount plans to reduce your Health and Dental expenses AND reduce costs on Hearing, Vision, Prescriptions, Roadside Assistance, Lifelock™ and even more, visit: http://ibourl.net/XpressSavings (NOT insurance). 

No Man (or Woman) is an Island

Teamwork is vital to the success of virtually any business – a restaurant, retail store, huge corporation or a network marketing business.  No one stands alone and expects to accomplish all that needs to be done.  In retail and corporations, each person serves a specific purpose, and if one person isn’t holding up their end, the remaining people must pick up the slack.  In most situations, the “slacker” wouldn’t last very long with their company.  They would be fired.
In network marketing, teamwork is a bit different.  Unless a team member violates company rules, they generally cannot be “fired.”  There are a few elements that are needed to keep a team running smoothly. 
·        A common purpose.  With network marketing, each individual in a team is an independent business owner, but each joined the network to achieve success.  Yes, I know that not all the team members will ever be successful, but I’m talking a common purpose.
·        Interdependence.  Each member of a network marketing team depends on at least one other person to reach their goals.  They depend on their sponsor to train them and support them along their path.  Team leaders depend on each of their members to work their business, thus helping both the member and leader to grow their businesses.
·        Roles and contributions.  Each person can play more than one role in network marketing.  If they are building a team, they are a team leader.  However, that leader also has their own sponsor, and they are a member of that person’s team, helping their own sponsor by making sales.  How much each individual contributes to the team can greatly affect the success of many.
·        Accountability, both individual and mutual.  Each individual within a team is responsible to themselves to grow their personal business.  At the same time, they are also accountable to the team as a whole.  It is true that, in network marketing, there are always going to be those who do not take this responsibility seriously, either to themselves or their team.  These people never succeed.
·        Empowerment.  Independent business owners have the power to create an empire, make a decent living or supplement their income.  They are empowered to make their choices and work their businesses accordingly.  There is both freedom and challenges that come with empowerment.
Those individuals in network marketing who do not consider themselves part of a team are rarely successful.  Working together to achieve that common purpose drives each individual to work harder to help themselves and the team. 
·        Team meetings, Webinars and conference calls can help members of a team to see how important they are to the team as a whole. 
·        Competition between different teams can inspire team members to work harder to earn the prize and to help the team at the same time. 
·        For those who have team members who reside in their community, having local team events can help to strengthen a team. 
No matter how we do it, those leading a team must encourage their teams to work for the benefit of the company as a whole, for the team and for themselves.  They are all intertwined, and when everyone on a team works for the same common purpose, they are helping to create and maintain both a strong team and a successful business.
========================

For Xpress Healthcare® business opportunity info, visit http://joinxpresshealthcare.com. 


For affordable discount plans to reduce your Health and Dental expenses AND reduce costs on Hearing, Vision, Prescriptions, Roadside Assistance, Lifelock™ and even more, visit: http://ibourl.net/XpressSavings (NOT insurance).