I am a senior citizen, a “baby boomer.” It I unfortunate, but many seniors will not have enough income or investments that they need to live out their lives. Many seniors assumed they could live on Social Security, while others simply did not plan financially for their retirement. Now, as they reach retirement age, many realize that they cannot afford to retire.
Besides the fact that a lot of older people will be able to afford to retire, many simply do not want to retire. They enjoy staying business, helping others and working. So we see more and more elderly people working today. Another factor is healthcare coverage. The majority of seniors will receive Medicare; however there are some who did not work long enough to qualify for it. In addition, even if we have Medicare, it does not cover everything at a time of our lives when we will likely have more health issues.
Since many seniors will choose to continue to work as long they are able, Network Marketing can provide a very desirable option. A Network Marketing business can easily be built from a home office on either a full-time or part-time basis. Although it is unlikely they will quickly establish a good income, over time they can. Those who are approaching retirement age can start their Network Marketing business before they leave their job. That way, they can have it built and producing an income when they do retire.
Many seniors enjoy networking together. Most cities have a senior center and have various activities available to the senior community. That brings many seniors together in one place.
The baby boomer generation lean more toward health and wellness, more so than previous generations. Many Network Marketing businesses are health-related, which makes them a good fit. There are a variety of business opportunities that offer products they can use and get passionate about.
As with every age group seeking a home business, it is very important to carefully research any opportunity. Besides the websites for each business, everyone should study third-party websites as well to determine what those outside the company say about them.
With the job market still challenging, and especially so for seniors, Network Marketing offers them a chance to continue working and earning money as long as they wish.
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Saturday, February 15, 2014
How Do I Start My Family Tree?
Some of you may know that my husband and I are
genealogists. It is not a profession for
us, but rather, a hobby. We are passionate about it, but it can be exciting,
fun and frustrating. We only research
our own families.
I began my family research in 1974; my husband began his in the
early 1990’s. I research the various branches of my mother and father’s
families. My family descends from
European Jews. My husband is adopted and
his family is also Jewish Europeans.
My husband’s biographical is much more exciting. We have met and become very close with his
bio family, which has been wonderful. In
my hubby’s family, there have been kings and many well-known historical
figures. In fact, we have records going
back to before Christ.
So, I’ve given you a very brief overview of the work my husband
and I have done. However, I know there
are many people who would like to research their own family trees but have no
idea how/where to start. So I’ll give
you a few tips on how to begin.
The most important thing is, right away, today if possible, talk
to your oldest relatives - your grandparents or great Aunt Susie. I started too late, after my grandparents
were gone. Many people like to talk
about their childhood and family members who have passed. Get as many first and last names of deceased
relatives, and dates if you can. Birth
and death dates are important, but so are dates of immigration, marriage dates
and dates of any important events your family can remember.
I highly recommend that you record the conversation for future
reference and to keep in your records.
Allow your relative to tell stories if they like. If they fought in a war, ask them about it. Ask the name of your grandparent’s parents,
and further back if they know them. Not only can the stories be fascinating,
but they can also provide lots of helpful information that you may not realize
was important until later.
The next thing I recommend is to visit a Family History Center
near you. Many cities have them. They are operated by the Mormons (the Church
of Jesus Christ of Latter Day Saints), because family research is intertwined
with their beliefs. They have millions
of records on microfiche and microfilm and more still in books. There is always a volunteer that will help
you get started. If records you want to
see are not at the location, they can order them from Salt Lake City at a
nominal fee.
If you cannot get to a Family History Center, a huge amount of
their records is on their website https://familysearch.org/. They have literally millions of records
available to see on their site.
There are many great genealogy websites. Some charge fees, and some are free.
·
The
largest and most well-known is http://ancestry.com.
This is a paid (and rather expensive) site, but you can research a few
things on the site at no charge. Many
libraries have access to ancestry and you can use their service free.
·
http://findagrave.com has helped me on many occasions. It is free.
·
http://ellisisland.org has phenomenal immigration records that
often provide a great deal of information about the individual you are
researching as well as their family.
Free.
·
http://cyndislist.org is like a directory of thousands of other
genealogy sites. Free.
·
http://myheritage.com provides links to others’ records. This site is not free.
·
http://deathsearch.org is similar to findagrave, but they each
have some records not found on the other.
·
If
you have Jewish ancestry, there are two fabulous sites to research. http://jewishgen.org and http://www.yadvashem.org/, which has many records from the
Holocaust. Both of these are free.
There are probably hundreds of other genealogy websites, but
these will give you a good start.
To maintain your records, you can put everything on paper and/or
use genealogy software. I use Family
Tree Maker, which is not among the less expensive. There are free programs available online that
may not have all the features offered by the expensive one, but they are a good
place to start. Check with the Family
History Center to get the forms to complete about family members. I believe you can download them from their
site as well https://familysearch.org/.
I hope this information is helpful for many of you considering
genealogy. I do not do anyone else’s
research, but if you need help with how to research, feel free to contact
me. I hope you enjoy tracing your own
family tree as much as I have with my own.
========================
For Xpress Healthcare® business opportunity info, visit http://joinxpresshealthcare.com.
For
affordable discount plans to reduce your Health and Dental expenses AND reduce
costs on Hearing, Vision, Prescriptions, Roadside Assistance, Lifelock™ and
even more, visit: http://ibourl.net/XpressSavings (NOT insurance).
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