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Tuesday, January 20, 2015

What is the Fastest Growing Crime in America?

What is the Fastest Growing Crime in America?

I am always shocked that so many people think they do not need ID Theft Protection! Some people have poor credit and think, “They can have my ID.” Others had no credit cards, so they believed they were safe from ID Theft.

Do these people have their heads in the sand?  Do they not read or listen to the news? Over 11 MILLION adults became of identity theft victims in the United States alone.

Those who use social media and mobile devices are at higher risk than those who do not, and they have higher incidents of ID fraud.  In addition, 7% of smart phone users were victims of identity fraud. Although we have been warned repeatedly, we are still placing too much personal information online. 



You need not own a credit card to have your ID stolen. A thief can use your personal information to acquire a credit card in your name. You may think you are safe, thinking that without your social security number, it is not possible. You would be wrong! Your social security number and all the personal data a thief needs is already in various databases that may be breached at any time. Unfortunately, this is not uncommon.

Lost or stolen wallets, checkbooks or credit card accounts, corrupt businesses or employees and breaches of consumer data are other ways thieves “become you.”

I recently spoke with a woman who was an ID Theft victim in the mid-1990’s. She is still – today, years later - receiving bills and phone calls from creditors demanding payment for accounts she never opened.

Possibly the worst identity theft, is stolen health records.  A thief can acquire your health insurance card number without too much difficulty.   They can then go to a hospital and have surgery – say having their appendix removed. Years later, you may get appendicitis. Since your medical records say you have no appendix, they don’t consider appendicitis as the cause of your pain, possibly endangering your life. Health-related ID theft is one of the newest and common forms of fraud.

Please, no matter whom you are, where you live, whether or not you have credit cards, sign up for Identity Theft Protection now, today, before you forget - before you become a victim!

LifeLock™ has a million dollar guarantee if you become a victim due to their error, and it is rated among the best ID theft protection programs available. When you purchase LifeLock™ directly from them, you’ll pay $10 per month per person. With Xpress Healthcare’s Lifestyle Select program for only $19.95 per month per FAMILY, you’ll get LifeLock™ for your entire immediate family, PLUS you’ll receive discounted roadside assistance, reduced pet care costs and legal services and more. 



Feel free to go to http://ibourl.net/XpressSavings to join Lifestyle Select. Even if you prefer to select another ID theft protection program, please register today!